Terms of Use

Conditions for using Nauticaroger Finance Academy and our learning platform.

These Terms of Use (the “Terms”) govern your access to and use of the Nauticaroger Finance Academy website, learning materials and programs. By browsing our site, submitting a form or participating in any academy activity, you agree to these Terms.

Please read this document carefully. If you do not agree with the Terms, you should not use the website or register for our programs. If anything is unclear, feel free to contact us before proceeding.

Who we are

Nauticaroger Finance Academy is a learning platform that helps entrepreneurs and leaders understand financial analysis in a practical way.

Nauticaroger Finance Academy
Via di Portonaccio, 23
00159 Roma RM
Italy

Phone: +39 333 300 2869
Email: Nauticaroger@gmail.com

In these Terms, “we”, “us” and “our” refer to Nauticaroger Finance Academy. “You” refers to any visitor, prospective participant or enrolled participant using our website or services.

1. Scope of these Terms

These Terms apply to all online interactions with Nauticaroger Finance Academy, including:

  • Visiting and using the website at Nauticaroger.com.
  • Submitting forms, downloading resources or subscribing to updates.
  • Registering for, paying for or participating in our programs.
  • Accessing any content, templates or tools we provide digitally.

Additional or specific terms may apply to certain programs, workshops or advisory engagements. In case of conflict, those specific terms will prevail over this general document.

2. Acceptance and updates

By using our website or registering for a program, you confirm that you have read, understood and agreed to these Terms. If you are acting on behalf of a company or organisation, you represent that you are authorised to accept these Terms on its behalf.

We may update these Terms from time to time to reflect changes in our services, legal requirements or best practices. When we make significant changes, we will adjust the “Last updated” date at the bottom of this page and, where appropriate, notify you via the website or by email.

Continued use of the website or participation in our programs after the Terms are updated constitutes acceptance of the new version.

3. Eligibility

Our programs and content are designed for adults in a professional context. By using our website or enrolling in a program, you confirm that:

  • You are at least 18 years old.
  • You have the legal capacity to enter into binding agreements under the laws of your jurisdiction.
  • If you join on behalf of an organisation, you have authority to do so.

We reserve the right to decline or cancel participation if these criteria are not met or if there are other legitimate reasons to do so (for example, capacity limits or conflicting interests).

4. Acceptable use of the website

You agree to use our website and materials in a responsible way and not to:

  • Engage in unlawful, fraudulent or abusive activities.
  • Attempt to gain unauthorised access to our systems or other users’ information.
  • Introduce malware, harmful code or perform attacks such as denial-of-service or similar activities.
  • Copy, scrape or systematically harvest large portions of the website or content without our written consent.

We may suspend or restrict access to the website if we detect or reasonably suspect misuse, security risks or violations of these Terms.

5. Programs and registration

Nauticaroger Finance Academy offers various learning formats, including:

  • Open cohort programs for individual leaders.
  • Tailored programs for executive teams or groups within a company.
  • In-company academies and workshops.
  • Advisory sessions connected to the learning experience, where agreed separately.

Program descriptions, schedules and capacity are published on our website or shared directly with you. Your registration is considered confirmed once we have accepted your application and, where applicable, received payment or a purchase order.

We reserve the right to decline registrations, change dates or adjust formats, for example when the minimum number of participants is not reached. In such cases we will propose alternatives or refunds, as described in the relevant program information.

6. Fees, invoicing and payment

Program fees and payment terms are communicated on the Pricing page, in program descriptions or in specific proposals and agreements. Unless stated otherwise:

  • Fees are quoted in euros (EUR) and exclusive of VAT.
  • Invoices are payable within the indicated payment term from the invoice date.
  • Payment instructions and bank details are included in the invoice or agreement.

We may suspend participation or access to materials if invoices remain unpaid after reminders. In case of late payment, we may apply reasonable interest or recovery costs in line with applicable Italian and EU regulations.

7. Cancellations and rescheduling

Our cancellation and rescheduling rules depend on the program type and will be explained in the specific offer or program description. As a general principle:

  • For open cohort programs, we usually apply a deadline before which you can cancel or transfer your seat without additional cost.
  • For in-company programs, changes are managed jointly with your organisation, taking into account preparation work already performed.
  • If we need to cancel or reschedule, we will inform you as soon as reasonably possible and propose alternatives or a refund of fees already paid for the affected elements.

Any specific cancellation or rescheduling terms communicated in writing (for example in a proposal or contract) take precedence over this general summary.

8. Learning content and intellectual property

All learning materials, templates, slide decks, exercises, recordings and other content provided by Nauticaroger Finance Academy are protected by copyright and other intellectual property rights, unless stated otherwise.

Unless we grant explicit written permission, you may:

  • Use the materials for your own personal and internal use.
  • Share tools and concepts internally within your organisation as part of applying what you learned.

You may not reproduce, distribute, sell, publicly share, upload or create derivative works from our materials for external commercial purposes without our prior written consent.

9. Confidentiality

During programs, you and other participants may share information about your business, financial situation or strategic decisions. We treat such information as confidential and expect you to do the same for others.

You agree not to disclose confidential information shared by other participants or by us in the context of the program, except where:

  • The information is already publicly available.
  • You are required to disclose it by law or competent authority.
  • You received explicit permission from the person or company concerned.

We may use aggregated and anonymised insights from programs to improve our services, without identifying individuals or companies.

10. Personal data and privacy

When you interact with us or participate in a program, we process personal data about you. We handle this data in accordance with applicable data protection laws, including the GDPR.

For detailed information about what data we collect, how we use it, how long we keep it and your rights, please refer to our Privacy Policy and Cookie Policy.

By using our website and services, you acknowledge that you have read these policies and understand how we process your personal data.

11. No individual legal, tax or investment advice

Nauticaroger Finance Academy provides education and learning experiences. Our content, examples and tools are intended for general information and training purposes only.

We do not provide personalised legal, tax, accounting or investment advice. You remain responsible for decisions you make in your business and should consult qualified professionals where appropriate before taking specific actions.

Any scenarios, case studies or numbers used in the academy are illustrative and may not match your exact situation. You should not rely solely on them when making financial or strategic decisions.

12. Limitation of liability

To the maximum extent permitted by applicable law, Nauticaroger Finance Academy and its facilitators will not be liable for:

  • Any indirect, consequential or incidental damages, such as loss of profit, loss of opportunity or business interruption.
  • Decisions you or your organisation choose to take (or not to take) on the basis of our programs or materials.
  • Technical issues, interruptions or temporary unavailability of the website or online sessions beyond our reasonable control.

Where liability cannot be excluded, it will be limited to the amount you paid for the specific program or service that gave rise to the claim, unless a different limit is required by applicable law.

13. Third-party tools and links

Our website and programs may include links to third-party websites, tools or platforms (for example video conferencing or collaboration tools). These are provided for convenience and do not mean that we endorse their content or policies.

We are not responsible for the availability, accuracy or practices of third-party services. Your use of those services is governed by the terms and policies of the respective providers.

14. Governing law and jurisdiction

These Terms and any non-contractual obligations arising out of or in connection with them are governed by the laws of Italy, without regard to conflict of laws principles.

Any dispute arising from or relating to these Terms, the website or our programs shall be subject to the exclusive jurisdiction of the competent courts in Rome, Italy, unless mandatory law provides otherwise.

Before resorting to legal proceedings, we encourage you to contact us to seek an amicable solution. Many issues can be resolved more quickly and constructively through direct communication.

15. Final provisions and contact

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect. Any invalid provision will be replaced by a valid provision that comes closest to the original intention.

If you have questions about these Terms, please contact us:

Last updated: 15 November 2025