Disclaimer

Important information about the use of Nauticaroger Finance Academy content.

This Disclaimer explains the limits of what Nauticaroger Finance Academy offers and how you should use the information and learning materials on this website and in our programs. It is intended to be read together with our Terms of Use and Privacy Policy.

By accessing our website, downloading resources or participating in any Nauticaroger Finance Academy activity, you acknowledge and accept the statements in this Disclaimer.

About Nauticaroger Finance Academy

Nauticaroger Finance Academy is a learning platform based in Rome, Italy. We design programs that help entrepreneurs and leaders better understand financial analysis and connect numbers to everyday business decisions.

Nauticaroger Finance Academy
Via di Portonaccio, 23
00159 Roma RM
Italy

Phone: +39 333 300 2869
Email: Nauticaroger@gmail.com

References to “we”, “us” and “our” in this Disclaimer refer to Nauticaroger Finance Academy.

1. Educational purpose only

All information, examples, templates and tools provided by Nauticaroger Finance Academy are for educational and general information purposes only. Our goal is to help you think more clearly about financial decisions, not to replace your own judgement or the work of qualified professionals.

Nothing on this website or in our programs should be interpreted as a direct instruction to make, postpone or cancel a specific business, financial or investment decision.

2. No financial, legal or tax advice

Nauticaroger Finance Academy does not provide personalised financial, legal, tax, accounting or investment advice. Our examples and case studies are illustrative and often simplified. They do not take into account your full financial situation, legal context or regulatory obligations.

Before taking or refraining from any concrete action that could have financial, legal, tax or regulatory consequences, you should consult appropriately qualified advisers who are familiar with your specific circumstances and jurisdiction.

3. No guarantee of results or performance

Companies and leaders who work with Nauticaroger Finance Academy often report clearer financial conversations and better-structured decisions. However, each organisation is different, and many factors influence outcomes that are beyond our control.

We do not guarantee any specific business results, financial performance, profit levels, savings, funding outcomes or credit decisions as a result of using our website, programs or tools.

Past experiences and examples shared by participants are not a promise or prediction of future performance in your company.

4. Responsibility for your decisions

You remain fully responsible for any decisions you make in your business or professional role. This includes decisions about pricing, hiring, investments, financing, expansion and any other strategic or operational choices.

You agree that Nauticaroger Finance Academy will not be liable for decisions you or your organisation choose to take (or not to take) based on our content, programs, conversations or tools.

5. Accuracy and timeliness of information

We make reasonable efforts to ensure that the information on our website and in our programs is accurate and up to date. However, business environments, regulations and market conditions change over time.

We do not guarantee that all information is always complete, accurate, current or suitable for your particular situation. Examples may no longer reflect current laws, practices or market realities at the time you read them.

6. Assumptions and simplified scenarios

To make financial concepts easier to understand, our programs often use simplified scenarios, rounded numbers and hypothetical assumptions. These tools are designed to illustrate patterns and trade-offs, not to model every detail of a real business.

When you apply similar thinking to your own organisation, you should adjust assumptions, data sources and parameters carefully, and test different scenarios before relying on them in important decisions.

7. Third-party content, tools and links

Our website and programs may refer to or integrate external tools (such as analytics platforms, video conferencing, collaboration tools) and may contain links to third-party websites, resources or publications.

These references are provided for convenience and illustration. We do not control and are not responsible for the content, security, availability or practices of third-party services or websites. Your use of third-party tools is governed by their respective terms and policies.

8. Technical availability and interruptions

We aim to keep our website and online learning environment accessible and functioning smoothly. However, technical issues, maintenance or factors beyond our control (for example network outages) may lead to temporary interruptions or reduced performance.

We do not accept liability for temporary unavailability of the website or online sessions, nor for any resulting loss or disruption, to the extent permitted by applicable law.

9. Limitation of liability

To the maximum extent permitted by law, Nauticaroger Finance Academy and its facilitators shall not be liable for any indirect, consequential or incidental damages arising from your use of our website, programs or materials. This includes, without limitation, loss of profit, loss of opportunity, business interruption or reputational damage.

Where liability cannot be fully excluded, it will be limited in line with the principles described in our Terms of Use.

10. Jurisdiction and applicable law

This Disclaimer, and any non-contractual obligations arising out of or in connection with it, are governed by the laws of Italy, without regard to conflict of laws principles.

Any dispute related to this Disclaimer or the use of our website and content shall be subject to the jurisdiction of the competent courts in Rome, Italy, unless mandatory law provides otherwise.

11. Contact and final remarks

If you have questions about this Disclaimer or are unsure how it applies to your situation, we encourage you to contact us before relying on our materials for important decisions.

By continuing to use this website and our programs, you confirm that you have read, understood and accepted this Disclaimer. Last updated: 15 November 2025.